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WELCOME TO HARLEY-DAVIDSON MOTORCYCLE INSURANCE

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THE RIGHT MOTORCYCLE INSURANCE

We get it. Your motorcycle is your pride and joy. That feeling and connection to your bike is what our brand is all about. That said, you want your motorcycle protected, and if something happens, you want the right motorcycle insurance to help get you back on the road as quickly as possible.

PROTECTION FOR DIFFERENT TYPES OF BIKES

We cover all types of motorcycles–not just Harley-Davidson® models.

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Cruiser
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Sport Bike
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Touring
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Trike
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Scooter
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Electric

Additional bike types covered: Moped, Standard, CVO®, Sportster®, Sport Touring, Dirt bike, Street Rod®, V-Rod®, S Series, Dual Purpose, Softail®, Autocycle, Dyna®

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Money-Saving Motorcycle Insurance Discounts

Looking for cheap motorcycle insurance? It's here, and you'll experience the quality of service you expect from Harley-Davidson®

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MULTIPLE MOTORCYCLE INSURANCE OPTIONS:

We offer different types of motorcycle insurance coverage options ranging from basic liability insurance all the way up to full coverage. Protection is based on your needs including collision, comprehensive, and bodily injury, along with replacement cost, rental reimbursement and roadside assistance.

Harley-Davidson® Insurance Standard coverages:

  • Liability Coverage

  • Comprehensive and Collision

  • Uninsured/Underinsured Motorist (UM/UIM)

  • Medical Payments

  • Coverage for Helmets and Safety Apparel

  • Total Loss Coverage

  • Trip Interruption Coverage

Learn more about coverages

WHAT YOU GET WITH HARLEY-DAVIDSON® MOTORCYCLE INSURANCE

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GENUINE PARTS AND ACCESSORIES

Whether you have a Ducati sport bike or a Harley-Davidson®, your motorcycle policy will supply your bike with replacement parts.

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MILITARY/LAW ENFORCEMENT DISCOUNTS

Do you work in law enforcement or serve in the military? Whether your status is active or retired, we appreciate your service. Let us say “thanks” by offering you a discount on your motorcycle insurance cost.

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MULTI-BIKE DISCOUNT

Looking for an insurance company to insure more than one motorcycle? From Harley to Honda, no matter what brand of motorcycle you own, insure with us, and you can qualify for our multicycle discount.

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RIDING SAFETY CLASS

Have you completed a motorcycle class or safety course? Whether it is a Motorcycle Safety Foundation [MSF] class or a rider instructional course through the Harley-Davidson® Riding Academy, you may qualify for a discount on your motorcycle coverage.

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ACCESSORIES INSURANCE COVERAGE

We provide motorcycle insurance protection for you and your bike, including optional coverage for equipment and safety gear.

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MOTORCYCLE ACCIDENT FORGIVENESS

Accidents happen. We get it. That’s why your motorcycle insurance rates won’t automatically go up because of just one mishap.

WHY CUSTOMERS LOVE HARLEY-DAVIDSON
Ian, OH
"Being a new rider it is hard to find affordable insurance, but Harley-Davidson makes it fast and easy at a good price."
Kayley, MD
"I purchased a brand new 2022 Honda Rebel 1100 and had access to all of my documents quickly online."
Scott, KS
"Very helpful representative and the price was very reasonable!"

HOW TO GET A QUOTE

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Have information about yourself and your bike[s] ready.

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Select coverage options.

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Review quote.

Get A Quote

Coverages and requirements vary by state. See your policy for complete coverage details.

EXPERIENCED SUPPORT

Harley-Davidson® Insurance Services has been offering motorcycle insurance and rider insurance for more than 20 years. We have the experience and knowledge to get you the help needed, so you and your bike get back on the road. Contact us if you have any questions.

We’re ready to help. Get a motorcycle insurance quote today from one of the most respected motorcycle insurance agencies. We’ll help protect you and your bike now and in the future.

MOTORCYCLE INSURANCE FAQ

Yes. Harley-Davidson® Insurance is available for virtually all makes and models—even customized motorcycles, and motorcycles 25 years and older.

Harley-Davidson® Motorcycle Insurance Services offers several discounts to its policyholders that may result in a reduced monthly insurance cost. If you own more than one cycle, own a home, have taken a motorcycle safety course (such as our Harley-Davidson® Riding Academy), or are a H.O.G.® member, you might be eligible for a discount on your insurance rate. You’ll have a chance to review your eligible discount(s) during the motorbike insurance quote process. Check out all of our available discounts.

No matter what state you live in, you are required to carry a basic insurance policy. Beyond that, most states have specific requirements. When you get a quote, your state-based coverage options will be shown to you. So, it’s important to know what all of the options are for. Get our full list of coverage options.

The choice is yours. You can buy directly via our website, where you can also get a quote, make payments, and report claims. In addition, most Harley-Davidson® dealership locations can also assist you directly.

When your motorcycle requires emergency towing, it will be towed to the nearest qualified service facility free of charge.

More often than not, major breakdowns will require major repairs above and beyond a roadside service mechanic call. Roadside assistance is best used for more fundamental issues like a flat tire or an empty gas tank. That said, roadside assistance coverage can organize motorcycle towing for several serious issues, including major collisions and property damage.

Resources
Two motorcycles riding on a two-lane road at sunset

Motorcycle insurance premiums are based on many factors. Some choices are in your control, but some are legal requirements. Here’s what you need to know!

Motorcycle parked near a scenic location.

Discover some of the major differences in state-to-state motorcycle laws and practices so that you can remain compliant accordingly. Learn more!

Person riding a red Harley-Davidson motorcycle

Many things affect the average cost of motorcycle insurance coverage. Age may be a big factor. Discover what premium you can expect as you age!

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